Christmas is all about creating a budget. When you create a budget ahead of the holiday, it gives you a realistic view of what you can spend during the holiday( in addition to your monthly bills). Layaways can help you in staying within your budget. Here are the stores that are offering layaway along with when you have to have your layaways out.
Walmart– Layaway has already started. But you can still put on layaways. They are limited to the following:
Electronics
Auto Electronics
Toys
Infant toys
Select Sporting Goods
Small appliances
There layaway you have to put 10% of $10.00 which ever is greater. December 13, 2013 is your pickup date.
Toys R Us– This is one of the Free layways. The pickup date is Dec. 15, 2013. You can make payments in store and online which makes this a great deal.
Kmart– The great thing about layaway you can do it online saving you time and money. You can also make money online.
Sears– This is another store that is letting you start your layaway online. You can also make payments online.
Burlington Coat Factory – They are giving you free $5.00 gift card if you complete your layaway by 12.24.2013
Big Lots- Most of the stores will only allow you to layaway furniture so check with your local stores.
TJMaxx- Check with your local store
Ross – Check with your local store
Marshalls- Check with your local store
Do you know of a store offering layaway let me know in the comments section and I will add it and thank you.

Good to know!! Now, I need my children’s list!
This is a great list. This will help a lot of people out.
Great list of layaways. I didn’t realize anyone charged for layaway.