So one of the things that I am doing this year is being more open with my financial hardships. I don't want anyone to ever think that my life is a bed of roses.
So here are the three things I did with my refund and how they can help you in your budget.
- I paid all past due bills plus a little extra. Doing this not only stopped me from paying late fees but but a dent in the current month bill as well.
- Paid off one big debt. I know I know what did you do that for well it was hanging over me and I avoided it as long as possible. But I have to admit it felt great.
- I made one big necessary purchase (a car). This purchase helped me get back to being the independent person I am use to being and I have to admit I was proud of myself.
I know that life can get hard at times but hopefully by opening you find out what you need to attack first. For me I just lowered my head and worked hard still not there but getting closer everyday.